SETOINOVATE Terms of Use
These Terms of Use are entered into by and between you (“User,” “you”) and SETOINOVATE (“Company,” “we,” or “us”).
These Terms govern your access to and use of https://setoinovate.com (the “Website”), including any content, functionality, products, services, AI tools, and resources offered through the Website, whether as a guest or registered user.
By accessing or using the Website, you agree to be bound by these Terms of Use and our Privacy Policy and Disclaimer, which are incorporated by reference. If you do not agree, you must not use the Website.
Eligibility
This Website is intended for individuals who are at least 18 years old. By using the Website, you represent that you are legally able to enter into a binding contract.
Changes to These Terms
We may update these Terms from time to time. Changes are effective when posted. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
Privacy
Your use of the Website is subject to our Privacy Policy, which explains how we collect, use, and protect your information.
Disclaimer
Your use of the Website is also subject to our Disclaimer, which limits reliance on the information and resources provided.
Access to the Website and Availability
We reserve the right to modify, suspend, or discontinue the Website, services, features, or content at any time, with or without notice.
We do not guarantee that the Website or any feature will be available at all times. Access may be interrupted due to maintenance, updates, technical issues, third-party failures, or circumstances beyond our control.
AI Tools, Chatbots, and Automated Features
The Website may provide access to AI-powered tools, chatbots, automated messaging systems, or similar technologies, some of which are resold or facilitated through third-party platforms.
You acknowledge and agree that:
AI and chatbot outputs are provided for informational and educational purposes only
Outputs may be inaccurate, incomplete, outdated, or incorrect
AI tools do not provide legal, financial, medical, or professional advice
AI tools do not make legally binding, financial, eligibility, or regulatory decisions
You are responsible for verifying any information before relying on it
The Company does not control, guarantee, or warrant the performance, availability, security, accuracy, or data handling practices of third-party AI platforms.
Your use of AI or chatbot features is at your own risk and subject to the terms and privacy policies of the underlying platform providers.
Data Location Reference
Some data submitted through AI-powered tools or chatbot features may be processed or stored on secure servers located outside the United States, including in the United Kingdom. Additional details regarding data storage locations, handling, and user controls are described in our Privacy Policy, which is incorporated by reference.
Account Security
If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
You must notify us immediately of any unauthorized access or security breach. We reserve the right to suspend or terminate accounts at our discretion.
Acceptable Use and Intellectual Property
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website for lawful purposes only.
You agree not to:
Use the Website for unlawful or prohibited purposes
Interfere with Website operations or security
Attempt to access systems or data not intended for you
Reverse engineer or exploit Website content or systems
All Website content, including text, graphics, branding, logos, software, and resources, is owned by the Company or its licensors and protected by intellectual property laws.
No ownership rights are transferred to you.
Educational Use Only and No Guarantees
All content, resources, AI outputs, and materials provided through the Website are for educational and informational purposes only.
We make no guarantees regarding outcomes, results, income, performance, or success. Any examples provided are illustrative only and not promises of future results.
You accept full responsibility for your decisions, actions, and outcomes.
Communication Services and User Conduct
The Website may include communication features such as chatbots, comment sections, forms, messaging tools, or other interactive features.
You agree not to submit or share content that is unlawful, defamatory, abusive, misleading, infringing, harmful, or disruptive.
We may remove content or restrict access at our discretion and have no obligation to monitor user communications.
User Submissions
If you submit feedback, comments, messages, or other content (“Submissions”), you grant the Company a non-exclusive, royalty-free, worldwide license to use, reproduce, display, and distribute your Submissions for purposes related to operating, improving, or promoting the Website and services.
You represent that you have the rights to submit such content and that it does not violate any third-party rights.
Third-Party Links and Services
The Website may link to third-party websites or services. We do not control or endorse these third parties and are not responsible for their content, policies, or practices.
Your interactions with third-party services are at your own risk and subject to their terms.
Free and Downloadable Content
Any free or downloadable content is licensed for personal or internal business use only. You may not resell, redistribute, or create derivative works without prior written permission.
Guests and Third-Party Content
We may feature guest content, interviews, or third-party contributions. We do not guarantee the accuracy or reliability of such content.
Guest appearances do not represent Company endorsement unless explicitly stated.
Payments and No Refunds
Unless otherwise stated in writing, all sales are final.
Refunds are not provided except where required by applicable law or expressly stated at the time of purchase.
No Warranties
The Website and all services are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Website, services, AI tools, or content.
Your sole remedy for dissatisfaction is to stop using the Website.
Indemnification
You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, losses, or expenses arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.
Arbitration and Governing Law
Any dispute arising out of or related to these Terms or the Website shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
Arbitration shall take place in Old Bridge, New Jersey
Each party shall bear its own costs, except as required by law
Claims eligible for small claims court may be brought there instead
These Terms are governed by the laws of the State of New Jersey, without regard to conflict of laws principles.
You waive any right to participate in class actions or class arbitration.
International Users
The Website is operated from the United States. If you access it from outside the U.S., you are responsible for compliance with local laws.
Termination
We may terminate or suspend access to the Website at any time, with or without notice, for any violation of these Terms or for any lawful reason.
No Relationship
Nothing in these Terms creates a partnership, agency, employment, or joint venture relationship between you and the Company.
Entire Agreement
These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and the Company regarding the Website.
Contact Us
SETOINOVATE
P.O. Box 5122
Old Bridge, NJ 08857
Email: [email protected]
Effective as of December 8, 2025